Finchat

Finchat is an AI investment research platform (now Fiscal.ai) that combines institutional-grade financial data with conversational AI, covering global listed company financial reports, screening and documents, with traceable data.

AI Legal Assistant#Investment Research Platform#Financial Report Analysis#AI Chat

Updated: 2026-10-26

What is Finchat?

Finchat is an AI-driven investment research platform (now operating under the Fiscal.ai brand; visiting finchat.io redirects to fiscal.ai). It combines institutional-grade financial data with conversational AI, enabling investors to conduct in-depth research on listed companies using natural language. Unlike general AI that relies on web searches, its answers are anchored on structured databases. The company claims that its data is institutional-grade, traceable and auditable, and updated within minutes after the release of financial reports, making it suitable for researchers who need to quickly retrieve fundamental data.

Who is it for?

Individual and professional investors who need to quickly access global fundamentals but do not want to bear the cost of Bloomberg Terminal.
Analysts and researchers who conduct fundamental and quantitative research and need to integrate financial data into their own models.
Buy-side and sell-side researchers who focus on the key points of earnings conference calls, management tone and peer comparisons.
Strategists who need custom dashboards, monitor factor exposures, and track industry momentum.
Financial advisors and enthusiasts who want to conduct in-depth company research and build investment strategies using natural language.

Key features

AI Investment Research Assistant

Ask questions in natural language to get answers about corporate finance, business segments and indicators. The official states that the data is verified by human stock analysts, reducing model hallucinations and fabrications.

All-in-One Terminal

An aesthetically designed full-featured research platform (Terminal) that centralizes financial data, screening tools, and notes in one place, eliminating the need to switch between multiple tools.

Data Subscription API

Provides a Data Feed API to deliver structured fundamental data to institutions and investment research platforms, and supports MCP connectors to integrate with self-owned AI tools and agents.

Stock Screener

Allows screening by hundreds of indicators such as market capitalization, revenue growth, profit margins, valuation multiples, cash flow and KPIs, and supports segmented fields (e.g., revenue of a specific business line).

Earnings Reports & Documents

AI summarizes key points, management tone and Q&A from earnings conference calls, and integrates intelligent extraction of SEC documents and peer comparison to locate key paragraphs.

Custom Dashboards & Monitoring

Build personal dashboards and watchlists with drag-and-drop KPI cards, automatically save research results, and cover global stocks, ETFs, funds, as well as dividends, insider and institutional shareholdings.

How to use Finchat

Start by asking questions about a familiar company to get the hang of it (e.g., "Break down revenue by segment for the past five years"), verify the credibility of the data and source citations, and then expand to unfamiliar targets.
Replace manual cross-checking across multiple screens with quantitative screeners, and use granular fields (such as revenue of a business line) as screening criteria for higher efficiency.
Connect MCP or API to your own AI and workflows to build an automated research pipeline.
note that the free tier has query limits, so upgrade for heavy usage.
Compliance Tip: The data is subject to authorization by official and providing parties.
Investment decisions require independent judgment.
do not directly follow orders based on AI summaries as buy/sell recommendations.
The brand has evolved from FinChat to Fiscal.ai, with continuous expansion of functions and coverage.
Check the current package, covered companies and data latency on the official website before use.